Cory Turner

For much of the past half-century, children, adolescents and young adults in the U.S. have been saying they feel as though their lives are increasingly out of their control. At the same time, rates of anxiety and depression have risen steadily.

What's the fix? Feeling in control of your own destiny. Let's call it "agency."

"Agency may be the one most important factor in human happiness and well-being."

"In the ways that we teach and learn about the history of American slavery," write the authors of a new report from the Southern Poverty Law Center (SPLC), "the nation needs an intervention."

"Trauma" is a heavy and haunting word. For many Americans, it conjures images of troops returning from Iraq and Afghanistan. The emotional toll from those wars made headlines and forced a healthcare reckoning at the Department of Veterans Affairs.

Dr. Nadine Burke Harris, a pediatrician, would like to see a similar reckoning in every doctor's office, health clinic and classroom in America — for children who have experienced trauma much closer to home.

"The federal government must take bold action to address inequitable funding in our nation's public schools."

So begins a list of recommendations released Thursday by the U.S. Commission on Civil Rights, an independent, bipartisan agency created by Congress in 1957 to investigate civil rights complaints. Thursday's report comes after a lengthy investigation into how America's schools are funded and why so many that serve poor and minority students aren't getting the resources they say they need.

If you're like most Americans, you don't have a 529 college savings plan.

If you're like most Americans, you don't even know what it is.

All the more reason to keep reading.

That's because, with the new tax law, Republicans have made important changes to 529 plans that will affect millions of taxpayers, not just the ones saving for college. Before that news, though, a quick primer.

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