From Texas Standard:
The average American family will spend $900 this holiday season. If you are among the lucky 22 percent of Americans who will get a bonus this season – that's probably what you'll use. The majority of us in situations like these that require extra cash look for alternatives.
Perhaps you've seen commercials like this one: A camera zooms in and out shooting some pretty nice trucks and cars. Vehicle owners point to bumper stickers that reflect their personalities. The images in the commercial may vary but the message is the same: if you own your car, borrow money from us. Just let us keep your car title as security.