For many online and other small businesses, getting a loan or a big cash advance is tough. Banks and other traditional lenders are often leery of those without years of financial statements and solid credit scores.
But some lenders and other financial services companies are beginning to assess credit risk differently — using criteria you might not expect.
Jeffrey Grossman is an acupuncturist in Bellingham, Wash. He's also a small businessman. He creates media marketing materials for other acupuncturists hoping to expand their practice.
Originally published on Tue October 15, 2013 12:55 pm
The budget negotiations in Washington are not front-page news on Mars. There, millions of miles away, NASA's rovers continue to operate, taking photographs and collecting data as they prepare for the coming Martian winter.
NPR's Joe Palca has this report for our Newscast unit:
From NPR News, this is ALL THINGS CONSIDERED. I'm Melissa Block. It's time now for All Tech Considered.
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BLOCK: Forget technology for the moment, good old pen and paper is the way many Americans are now signing up for the new health insurance exchanges. That's because of problems that continue to plague the healthcare.gov website that was supposed to be a one-stop shop for health coverage.
Nowhere is the temptation to use technology to monitor a child greater than when that child is learning to drive.
Auto accidents are still the leading cause of death among teens in the U.S. And while fatalities are dropping, giving a teen the keys to a car is still one of the most terrifying things most parents ever do.
Tuesday in Geneva, negotiators from six nations will sit down to talks with Iran over that country's nuclear program. At the heart of the negotiations are Iran's centrifuges: machines that can be used to enrich uranium for use in nuclear power plants, or for use in a bomb. This double role of centrifuges has negotiators in a bind.
Scientists who study why species vanish are increasingly looking for ancient DNA. They find it easily enough in the movies; remember the mosquito blood in Jurassic Park that contained dinosaur DNA from the bug's last bite? But in real life, scientists haven't turned up multi-million-year-old DNA in any useable form.
Fortunately, a team at the Smithsonian Institution has now found something unique in a 46-million-year-old, fossilized mosquito — not DNA, but the chemical remains of the insect's last bloody meal.
Originally published on Tue October 15, 2013 10:03 am
Somebody should be watching Daniela Rus and her pals at MIT, because what they are doing is so crazy, so potentially important, people need to know about them. Not because they're dangerous, but because what they're doing might be changing the world and nobody should change the world without the world noticing.
The scene: Two men in a chilly Soviet apartment converse in whispers, careful to protect their plans from enemy ears. Little do they know, the benign-looking raven outside their window is not merely a city scavenger hunting for food, but a spy for the U.S. government.